BFSI Domain

CORE BANKING SOLUTIONS

Core banking systems currently used by most retail financial institutions across the world are today highly overdue for a major overhaul. These are decade old systems with patches installed on them like band-aids or duct tape. If banks want to seriously compete in today’s Digital Age, then it’s high time for them to bite the bullet and get serious about their core conversion.

INTERNET BANKING

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution’s website.

Internet Banking is a convenient way to do banking from the comfort of your home or office. Avoid the queue or delays and try our simple and secure Internet Banking facility for an unmatched online banking experience. Just login today using your User ID and Password to experience  Bank Internet Banking

MOBILE WALLET

 

» Features​

» Simple two step Registration and Notifications​

» Loading wallet through Net Banking and Debit Cards. (Using  Billdesk)​

» Wallet to Wallet Transfer (Ask Money and Pay Money)​

» Mobile Recharge/DTH Recharge (Using Billdesk)​

» Air Ticket/Bus Ticket, Hotel Room booking(Using Goibibo)​

» Shopping and Offers(Using Pointize)​

» Instant Bill Payment/Payment on Presentment​

» Merchant on boarding and Rewards module​

» QR Code based Bill Payment for the acquired Merchants

TABLET BANKING

Compliance and Quality​

  • Each and every Account Opened is audited by a Sales Manager instantly​
  • Avoid Data Redundancy​
  • Field level validations prevent initiation of account opening applications with wrong data.​
  • Different MIS Report and real-time tracking of the application​

Reduced Operational Costs​

  • Reduction in Scanning Costs​
  • Easy audit and tracking​
  • Better utilization of resources​

Reduced Turn–Around-Time​

  • Accounts are processed in digital format saving time spent on movement  of paper​
  • The TAT has been reduced from 4 days to less than 24 hours​

Customer Delight​

  • Improved customer interactions resulted in higher customer satisfaction​
  • Customer are delighted as they are getting services at point of contact​

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E-KYC

 

 Account Opening is critical for Financial Institutions (FIs) as it is the first Moment of Truth for a customer. FIs can forge a long term relationship with the customer by having a smooth and trouble free Account Opening process.​

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The Account Opening process is guided by a number of regulations and KYC norm (Know Your Client) has now become a mandatory part of the process. 

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On one hand KYC helps FIs in minimizing business risk by identifying fraudulent and criminal activities, and on the other hand it helps in understanding the customer better, presenting cross sell and up-sell opportunities. Satisfied customers eventually bring new business to the financial institution. KYC compliance is met using diverse rules for ensuring penalty avoidance while enhancing efficiency. 

PAYMENT GATEWAY

 

Payment System Interface provides a unified platform for bank’s core banking and other transactions systems to connect with all the services delivery & payment channels including ATMs, Internet, Mobile, Kiosk, POS, Cards and other Payment Gateways. In finality, our solution connects to the national & international payment gateways to provide homogeneous integration of the customer banks to the global payment systems.

This interface helps the banks implement a payments infrastructure that allows straight through processing, monitoring and controlled payments. It enables to move away from the silo approach in a controlled manner to significantly reduce time-to-market, migration risk and maintenance costs whilst providing a future proof, component based payment infrastructure. The solution is built entirely on a Service Oriented Architecture (SOA) with various interfacing adapters 

CARD MANAGEMET SYSTEM

 

Card Personalization​

CMS platform provides all types of Card issuance capabilities with personalization features combined with the management of the card life cycle.( Debit , Credit, Forex, Prepaid, Magnetic, Chip Based)​

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Instant Card issuance​

SwitchOn provides financial institutions with the ability to support instant card issuance. Through interfaces with popular third party applications, cards and PINs can be provided “on-demand” eliminating the normal wait times associated with card issuance services. This provides your customers with immediate use of their cards.​

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Card Management​

  • Card Application Capture and Processing​
  • Card Account Creation​
  • Card Creation and Personalization​
  • Card Activation

E-PASSBOOK

 

» Features​

» Traditional Passbook view with Offline features​

​» Easy Registration (2FA).​

​» View All kind of Accounts.​

​» Income/Expense Tracker​

​» Account Aggregations​

​» Unobtrusive Marketing to Customer​

​» Statement Generation features in pdf/excel​

​» Share Account and Transactions​

​» Holiday Calendar